There is something simple we can do to ebb the tide of money laundering investigations resulting in nothing more than bank shareholders financing the institution’s payment of massive fines. The truth is, we rarely figure out the “who done it” when tens of billions in illicit funds are laundered. I have prepared a whitepaper for those interested in reducing financial crime and fighting money laundering. I hope to find leaders in the law enforcement, regulatory, and banking sector willing to form a committee to assess my proposal, attempt to craft it into a regulation, and offer it to legislators for enactment. Some will say this isn’t necessary, but if not this, what new idea can the committee develop that will make a difference. New ideas are desperately needed because business as usual is not making a difference.